Terms of Service
Last Updated: 5/14/25
Welcome, and thank you for your interest in Hansa Technology Company, Inc. (“Company,” “we,” or “us”) and our website at www.withhansa.com including subdomains of that website (collectively, the “Site”).
These Terms of Use are a legally binding contract between you and us regarding your use of the Site.
PLEASE READ THE FOLLOWING TERMS CAREFULLY.
BY ACCESSING OR USING THE SITE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD, AND, AS A CONDITION TO YOUR USE OF THE SITE, YOU AGREE TO BE BOUND BY, THE FOLLOWING TERMS AND CONDITIONS, INCLUDING THE PRIVACY POLICY (DEFINED BELOW) (TOGETHER, THESE “TERMS”).
If you are not eligible, or do not agree to the Terms, then you do not have our permission to use the SITE. YOUR USE OF THE SITE, AND COMPANY’S PROVISION OF THE SITE TO YOU, CONSTITUTES AN AGREEMENT BY COMPANY AND BY YOU TO BE BOUND BY THESE TERMS.
1. Overview.
The Site provides information about us, and our platform, which provides you information regarding your borrowing activities.
2. Eligibility.
You must be at least 18 years old to use the Site. By agreeing to these Terms, you represent and warrant to us that:
(a) you are at least 18 years old;
(b) you have not previously been suspended or removed from the Site or any other service provided by us; and
(c) your use of the Site is in compliance with any and all applicable laws and regulations.
3. Licenses
3.1 Limited License.
Subject to your complete and ongoing compliance with these Terms, we grant you, solely for your personal use, a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Site.
3.2 License Restrictions.
Except and solely to the extent such a restriction is impermissible under applicable law, you may not:
(a) reproduce, distribute, publicly display, or publicly perform the Site;
(b) make modifications to the Site; or
(c) interfere with or circumvent any feature of the Site, including any security or access control mechanism.
If you are prohibited under applicable law from using the Site, you may not use it.
3.3 Information You Submit.
Do not submit any information or other materials that you consider confidential or proprietary through the Site. If you upload or submit any information, materials, or other content using the Site (“User Content”), including in connection with your account, you agree that you have full responsibility for the User Content, including its non-infringement of third party rights, legality, and accuracy. User Content must comply with these Terms.
You understand and acknowledge that any User Content that violates any of our policies may be modified or removed by us in our sole discretion. By making available any User Content on or through the Site, you grant to Company a perpetual, irrevocable, non-exclusive, royalty-free transferable, sublicensable right to display, transmit, prepare derivative works based upon, and otherwise use and exploit such User Content for purposes of improving, operating or providing the Site and for marketing and promoting Company.
Although we are not required to monitor any User Content, we may, in our sole discretion, remove User Content at any time and for any reason without notice.
Furthermore, if you choose to provide input and suggestions regarding problems with or proposed modifications or improvements to the Site (“Feedback”), then you do so on a non-confidential basis (regardless of any designation or indication to the contrary in the submitted information or any accompanying correspondence) and you hereby grant us an unrestricted, perpetual, irrevocable, non-exclusive, royalty-free transferable, sublicensable right to exploit the Feedback in any manner and for any purpose, including to improve the Site and create other products and services.
4. Ownership; Proprietary Rights.
The Site is owned and operated by us. The visual interfaces, demos, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements of the Site (including any demos of Company’s product or demonstration materials) (“Materials”) provided by us are protected by intellectual property and other laws.
All Materials included in the Site or provided by us are the property of Company or its third-party licensors. Except as expressly authorized by us, you may not make use of the Materials. We reserve all rights to the Materials not granted expressly in these Terms.
5. Third-Party Services.
The Site may provide access to content, software, products, platforms, and services operated, offered, or provided by companies or entities other than Company (“Third Party Services”).
If you choose to access, transact with, or otherwise interact with any Third Party Services through the Site, you acknowledge and agree that you do so at your own risk, and you understand that by using the Site, you are directing the applicable company or entity to make Third Party Services available to you.
You are solely responsible for your dealings with third parties. When you use the Site to access Third Party Services, these Terms and any applicable usage terms including, without limitation, the privacy policy(ies) associated with the Third Party Services will govern your use thereof.
Company does not endorse any Third Party Services made available or marketed on or through the Site. We do not license any intellectual property to you as part of any Third Party Services, and we are not responsible to you or others for any information, materials, or services provided by any Third Party Services or for the results obtained from using them.
Company expressly disclaims all liability related to, or arising from, or in connection therewith. You acknowledge and agree that you will not use any Third Party Services in any manner that infringes upon the intellectual property rights of any party.
6. Accounts.
Access to the Site may require that you create an account. To create an account, you may be asked to provide your name, email address, a username, and a password. You agree to provide complete, accurate, and up-to-date information in connection with your account.
We reserve the right to suspend or terminate your account if any information provided by you proves to be inaccurate or incomplete.
You are solely responsible for any associated content, information, or materials provided or used in connection with your account. We are not liable to you or any third party for any acts or omissions by anyone using, or otherwise in connection with, your account or that occur as a result of any information associated with your account being lost or compromised.
You are responsible for maintaining the confidentiality of any account information, usernames, logins, passwords, and security questions and answers that you use to access any page or feature in the Site, and for logging off of your account and any protected areas of the Site.
Further, you are fully responsible for all activities occurring under your accounts, usernames, logins, passwords, and security questions and answers that result from your failure to use or maintain appropriate security measures such as multi-factor authentication. If you discover or otherwise suspect any unauthorized use of, or security issues related to, your account, you agree to notify Company immediately.
7. Prohibited Conduct.
BY USING THE SITE, YOU AGREE NOT TO:
a. use the Site for any illegal purpose or in violation of any local, state, national, or international law;
b. violate, or encourage others to violate, any right of a third party, including by infringing or misappropriating any third-party intellectual property right;
c. interfere with security-related features of the Site, including by:
(i) disabling or circumventing features that prevent or limit use or copying of any content; or
(ii) reverse engineering or otherwise attempting to discover the source code of any portion of the Site except to the extent that the activity is expressly permitted by applicable law;
d. interfere with the operation of the Site or any user’s enjoyment of the Site, including by uploading or otherwise disseminating any virus, adware, spyware, worm, or other malicious code or interfering with or disrupting any network, equipment, or server connected to or used to provide the Site;
e. perform any fraudulent activity including impersonating any person or entity, or claiming a false affiliation;
f. sell or otherwise transfer the access granted under these Terms or any Materials or any right or ability to view, access, or use any Materials; or
g. attempt to do any of the acts described in this Section 7 or assist or permit any person in engaging in any of the acts described in this Section 7.
8. Modification of these Terms.
We reserve the right to change these Terms on a going-forward basis at any time. Please check these Terms periodically for changes. Disputes arising under these Terms will be resolved in accordance with the version of these Terms that was in effect at the time the dispute arose.
9. Modification of the Site.
We reserve the right to modify or discontinue the Site at any time (including by limiting or discontinuing certain features of the Site), temporarily or permanently, without notice to you. We will have no liability for any change to the Site or any suspension or termination of your access to or use of the Site.
10. Term.
These Terms are effective beginning when you accept the Terms or first access, or use the Site, and ending when terminated as described in this Section 10.
If you violate any provision of these Terms, your authorization to access the Site and these Terms automatically terminate. In addition, we may, at our sole discretion, terminate these Terms, or suspend or terminate your access to the Site, at any time for any reason or no reason, with or without notice.
Upon termination of these Terms:
(a) your license rights will terminate and you must immediately cease all use of the Site;
(b) you will no longer be authorized to access the Site; and
(c) Sections 3.3, 4, 5, 11, 12, 13, 14, and 14 will survive.
11. Indemnity.
To the fullest extent permitted by law, you are responsible for your use of the Site, and you will defend and indemnify Company and its officers, directors, employees, consultants, affiliates, subsidiaries and agents (together, the “Company Entities”) from and against every claim brought by a third party, and any related liability, damage, loss, and expense, including reasonable attorneys’ fees and costs, arising out of or connected with:
(a) your unauthorized use of, or misuse of, the Site;
(b) your violation of any portion of these Terms, any representation, warranty, or agreement referenced in these Terms, or any applicable law or regulation;
(c) your violation of any third party right, including any intellectual property right or publicity, confidentiality, other property, or privacy right;
(d) any dispute or issue between you and any third party;
(e) your access to and use of the Site;
(f) the nature and content of any User Content; or
(g) any products or services purchased or obtained by you in connection with the Site.
We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of those claims.
12. Disclaimers; No Warranties
12.1
THE SITE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SITE ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. COMPANY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SITE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SITE, INCLUDING:
(a) ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, OR NON-INFRINGEMENT; AND
(b) ANY WARRANTY ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE.
COMPANY DOES NOT WARRANT THAT THE SITE OR ANY PORTION OF THE SITE, OR ANY MATERIALS OR CONTENT OFFERED THROUGH THE SITE, WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS, AND COMPANY DOES NOT WARRANT THAT ANY OF THOSE ISSUES WILL BE CORRECTED.
12.2
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SITE OR COMPANY ENTITIES OR ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE SITE WILL CREATE ANY WARRANTY REGARDING ANY OF THE COMPANY ENTITIES OR THE SITE THAT IS NOT EXPRESSLY STATED IN THESE TERMS. WE ARE NOT RESPONSIBLE FOR ANY DAMAGE THAT MAY RESULT FROM THE SITE OR YOUR USE OF THE SITE. YOU UNDERSTAND AND AGREE THAT YOU USE ANY PORTION OF THE SITE AT YOUR OWN DISCRETION AND RISK, AND THAT WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SITE) OR ANY LOSS OF DATA.
12.3
THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. COMPANY DOES NOT DISCLAIM ANY WARRANTY OR OTHER RIGHT THAT COMPANY IS PROHIBITED FROM DISCLAIMING UNDER APPLICABLE LAW.
13. Limitation of Liability
13.1
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE COMPANY ENTITIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SITE OR ANY MATERIALS OR CONTENT ON THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANY COMPANY ENTITY HAS BEEN INFORMED OF THE POSSIBILITY OF DAMAGE.
13.2
TO THE FULLEST EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE COMPANY ENTITIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE SITE OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO $100.00.
13.3
EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION 13 WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
14. Miscellaneous
14.1 General Terms.
These Terms, together with the Privacy Policy available at withhansa.com/privacy (the “Privacy Policy”), and any Additional Terms (defined below), are the entire and exclusive understanding and agreement between you and Company regarding your use of the Site.
You may not assign or transfer these Terms or your rights under these Terms, in whole or in part, by operation of law or otherwise, without our prior written consent. We may assign these Terms at any time without notice or consent.
The failure to require performance of any provision will not affect our right to require performance at any other time after that, nor will a waiver by us of any breach or default of these Terms, or any provision of these Terms, be a waiver of any subsequent breach or default or a waiver of the provision itself.
Use of section headers in these Terms is for convenience only and will not have any impact on the interpretation of any provision. Throughout these Terms the use of the word “including” means “including but not limited to”.
If any part of these Terms is held to be invalid or unenforceable, the unenforceable part will be given effect to the greatest extent possible, and the remaining parts will remain in full force and effect.
14.2 Governing Law.
These Terms are governed by the laws of the State of New York without regard to conflict of law principles that would result in the application of the laws of another jurisdiction.
You and Company submit to the personal and exclusive jurisdiction of the state courts and federal courts located within New York, New York for resolution of any lawsuit or court proceeding permitted under these Terms.
14.3 Privacy Policy.
Please read the Privacy Policy (withhansa.com/privacy) carefully for information relating to our collection, use, storage, disclosure of your personal information. The Privacy Policy is incorporated by this reference into, and made a part of, these Terms.
14.4 Additional Terms.
Your use of the Site is subject to all additional terms, policies, rules, or guidelines applicable to the Site or certain features of the Site that we may post on or link to from the Site or that you agree to in connection with certain technology or services made available to you by or on behalf of us (the “Additional Terms”). All Additional Terms are incorporated by this reference into, and made a part of, these Terms.
14.5 Consent to Electronic Communications.
By using the Site, you consent to receiving certain electronic communications from us. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing.
14.6 Contact Information.
The Site is offered by Hansa Technology Company, Inc., located at 106 W 32nd St, Unit 136,
New York, Ny 10001. You may contact us by emailing us at info@withhansa.com.
14.7 Notice to California Residents.
If you are a California resident, under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the Site or to receive further information regarding use of the Site.
14.8 No Support.
We are under no obligation to provide support for the Site. In instances where we may offer support, the support will be subject to published policies.
14.9 International Use.
The Site is intended for visitors located within the United States. We make no representation that the Site is appropriate or available for use outside of the United States. Access to the Site from countries or territories or by individuals where such access is illegal is prohibited.