Privacy Notice

Hansa Technology Corporation, Inc. (“Hansa,”“we,” “our,” and/or “us”) values the privacy of individuals who use our website, https://withhansa.com/ (our “Website”). This privacy policy (the “Privacy Policy”) explains how we collect, use, and share information from users of our Website (“Users”). By using our Website, you agree to the collection, use, disclosure, and procedures this Privacy Policy describes. Beyond the Privacy Policy, your use of our Website is also subject to our Terms of Service (https://www.withhansa.com/terms). This Privacy Policy describes the measures we take to safeguard the personal information, the parties with whom we may share the information, and the choices available regarding our use of the information.

Information We Collect

We may collect a variety of information from or about you or your devices fromvarious sources, as described below.

A. Information You Provide to Us.

Communications. When we send you emails, we may track whether you open them to learn how to deliver a better customer experience and improve our Website. If you contact us by email or by postal mail or other means, we collect the personal information contained within, and associated with, your communication.

B. Information We Collect When You Use Our Website.

Personal Information. We may ask you to create an account in order to use our Website. If you create an account, we may collect your name and email address, or professional information such as your job title and professional contact information.

Device Information. We receive information about the device and software you use to access our Website, including IP address, web browser type, operating system version and device identifiers. We also infer your general location information, for example by using your internet protocol (IP) address.

Usage Information. To help us understand how you use our Website and to help us improve it, we automatically receive information about your interactions with our Website, like the content you view, and the dates and times of your visits.

Information from Cookies and Similar Technologies. We and our third-party partners collect information using cookies, pixel tags, or similar technologies. Our third-party partners, such as analytics and advertising partners, may use these technologies to collect information about your online activities over time and across different services. Cookies are small text files containing a string of alphanumeric characters. We may use both session cookies and persistent cookies. A session cookie disappears after you close your browser. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to our Website.

Please review your web browser’s “Help” file to learn the proper way to modify your cookie settings. Please note that if you delete or choose not to accept cookies from the Service, you may not be able to utilize the features of the Service to their fullest potential.

C. Information We Receive from Third Parties.

We may receive additional information about you, such as your borrowing activity from third parties such as your lender and/or data or marketing partners and combine it with other information we have about you.

How We Use the Information We Collect

We use the information we collect:

To provide, maintain, improve, and enhance our Website;
To understand and analyze how you use our Website and develop new products, services, features, and functionality;
To communicate with you, provide you with updates and other information relating to our products and services, provide information that you request, respond to comments and questions, and otherwise provide customer support;
For marketing and advertising purposes, such as developing and providing promotional and advertising materials that may be relevant, valuable or otherwise of interest to you;
To find and prevent fraud, and respond to trust and safety issues that may arise;
To report borrowing activity to credit bureaus;
For compliance purposes, including enforcing our TOS or other legal rights, or as may be required by applicable laws and regulations or requested by any judicial process or governmental agency; and
For other purposes for which we provide specific notice at the time the information is collected.

How We Share the Information We Collect

a. Vendor sand Service Providers. We may share any information we receive with vendors and service providers retained in connection with the provision of our products and services.

b. Marketing. Other than information that you have uploaded to our Website that we may send to one or more credit bureaus, we do not rent, sell, or share information about you that we have received from you or any lender with non-affiliated companies for their direct marketing purposes, unless we have your permission

c. AnalyticsPartners. We use analytics services such as Google Analytics to collect and process certain analytics data. These services may also collect information about your use of other websites, apps, and online resources. You can learn more aboutGoogle’s practices by visiting https://www.google.com/policies/privacy/partners. To help us understand how you use our Website and to help us improve it, we automatically receive information about your interactions with our Website, like the content you view, and the dates and times of your visits.

D. Credit Bureaus.

We may disclose some of your information to one or more credit bureaus in connection with the provision of our products and services.

E. As Required By Law and Similar Disclosures.

We may access, preserve, and disclose your information if we believe doing so is required or appropriate to: (a) comply with law enforcement requests and legal process, such as a court order or subpoena; (b) respond to your requests; or (c) protect your, our, or others’ rights, property, or safety. For the avoidance of doubt, the disclosure of your information may occur if you post any objectionable content on or through our Website.

F. Merger, Sale, or Other Asset Transfers.

We may transfer your information to service providers, advisors, potential transactional partners, or other third parties in connection with the consideration, negotiation, or completion of a corporate transaction in which we are acquired by or merged with another company or we sell, liquidate, or transfer all or a portion of our assets. The use of your information following any of these events will be governed by the provisions of this Privacy Policy in effect at the time the applicable information was collected.

G. Consent.

We may also disclose your information with your permission.

Your Choices

Marketing Communications.

You can unsubscribe from our promotional emails via the unsubscribe link provided in the emails and from our SMS marketing messages by replying “STOP” to any message. Even if you opt out of receiving promotional messages from us, you will continue to receive administrative messages from us.

Security

We make reasonable efforts to protect your information by using physical and electronic safeguards designed to improve the security of the information we maintain. However, as no electronic transmission or storage of information can be entirely secure, we can make no guarantees as to the security or privacy of your information.

Children’s Privacy

We do not knowingly collect, maintain, or use personal information from children under 13 years of age, and no part of our Website is directed to children. If you learn that a child has provided us with personal information in violation of this Privacy Policy, thenyou may alert us at privacy@withhansa.com.

International Visitors

Our Website is hosted in theUnited States and intended for visitors located within the United States. If you choose to use our Website from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S.law, then please note that you are transferring your personal information outside of those regions to the United States for storage and processing. Also, we may transfer your data from the U.S. to other countries or regions in connection with storage and processing of data, fulfilling your requests, and operating our Website. By providing any information, including personal information, on or to our Website, you consent to such transfer, storage, and processing.

California Consumer Privacy Statement

This California Consumer PrivacyStatement (“Statement”) supplements Hansaʼs Privacy Policy. It applies solely to California consumers and addresses personal information we collect online and offline.

This Statement uses certain terms that have meanings given to them in the California Consumer Privacy Act of 2018(as amended by the California Privacy Rights Act of 2020) and its implementing regulations (collectively, the “CCPA/CPRA”).

1. Notice of Collection and Use of Personal Information

We may collect (and may have collected during the 12-month period prior to the effective date of this Statement) the following categories of personal information about you:

(a) Identifiers: These are identifiers such as a real name, unique personal identifier (such asa device identifier; cookies, beacons, pixel tags, mobile ad identifiers, and similar technology; customer number, unique pseudonym, or user alias; telephone number and similar), online identifier, internet protocol address, and other similar identifiers

(b) Commercial information: Transaction information, purchase history, financial details, and payment information

(c) OnlineActivity: Internet information, including, but not limited to, information regarding your interaction with Hansaʼs website and applications

We may use (and may have used during the 12-month period prior to the effective date of this Statement) the categories of personal information listed above for the purposes described elsewhere in Hansaʼs Privacy Policy and for the following business purposes specified in the CCPA/CPRA.

(a) Performing services, including maintaining or servicing accounts, providing customer service, processing or fulfilling orders and transactions, verifying customer information, processing payments, providing financing, providing analytics services, providing storage, or providing similar services

(b) Providing advertising and marketing services, except for cross-context behavioral advertising

(c) Auditing related to counting ad impressions to unique visitors, verifying positioning and quality of ad impressions, and auditing compliance

(d) Short-term, transient use, such as non-personalized advertising shown as part of your current interaction with us

(e) Helping to ensure security and integrity

(f) Debugging to identify and repair errors that impair existing intended functionality

(g) Undertaking internal research for technological development and demonstration

(h) Undertaking activities to certify or maintain the quality or safety of a service or device that is owned, manufactured, manufactured for, or controlled by us, and to improve, upgrade, or enhance the service or device that is owned, manufactured, manufactured for, or controlled by us

(i) Managing our relationships with current or prospective partners, corporate customers and vendors and other business partner personnel.

We do not collect or process sensitive personal information for purposes of inferring characteristics about consumers.

To the extent we process de-identified information, we will maintain and use the information in de-identified form and will not attempt to re-identify the information unless permitted by applicable law.

2. Retention of Personal Information

To the extent required by applicable law, we keep the personal information we obtain about you for the period necessary to achieve the purposes described in this Policy, taking into account applicable statute of limitations periods and any legal, regulatory, tax, accounting, or other records retention requirements. We may retain your personal information for a longer period in the event of a complaint or in reasonable anticipation of litigation.

3. Sources of Personal Information

During the 12-month period prior to the effective date of this Statement, we may have obtained personal information about you from the following categories of sources:

(a) Directly from you

(b) From your devices, such as when you use our Website

(d) Vendors who provide services on our behalf

(e) Your lender(s)

4. Disclosure of Personal Information

During the 12-month period prior to the effective date of this Statement, we may have disclosed your personal information to certain categories of third parties, as described below. We may have disclosed the following categories of personal information about you for a business purpose to our affiliates and subsidiaries, vendors who provide services on our behalf and data analytics providers:

(a) Identifiers:These are identifiers such as a real name, unique personal identifier (such asa device identifier; cookies, beacons, pixel tags, mobile ad identifiers, and similar technology; customer number, unique pseudonym, or user alias; telephone number and similar), online identifier, internet protocol address, and other similar identifiers

(b) Commercial information: Transaction information, purchase history, financial details, and payment information

(c) OnlineActivity: Internet information, including, but not limited to, information regarding your interaction with Hansa’s website and applications

We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:

(a) Receiving help through customer support channels;

(b) Facilitation in the delivery of our services and to respond to your inquiries

In addition to the categories of third parties identified above, during the 12-month period prior to the effective date of this Statement, we may have disclosed personal information about you to the following additional categories of third parties: credit bureaus, email servicing providers, and third party data processing providers.

You can opt out from the selling or sharing of your personal information by disabling cookies in cookie preference settings

Hansa does not sell personal information or share personal information for cross-context behavioral advertising purposes and has not sold personal information or shared personal information for cross-context behavioral advertising purposes during the12-month period prior to the effective date of this Statement.

5. California Consumer Privacy Rights

You have certain choices regarding your personal information, as described below.

(a) Access: You have the right to request, twice in a 12-month period, that we disclose to you the personal information we have collected, used and disclosed.

(b) Correction: You have the right to request that we correct the personal information we maintain about you, if that information is inaccurate.

How to Submit a Request. To submit an access or deletion request, email us at privacy@withhansa.com or call us at 888-559-7613. To submit a request as an authorized agent on behalf of a consumer, please email us at privacy@withhansa.com. For questions or concerns about our privacy policies and practices, please contact at privacy@withhansa.com.

Verifying Requests. To help protectyour privacy and maintain security, we will take steps to verify your identity before granting you access to your personal information or complying with your request. If you have an account with us, we may verify your identity by requiring you to sign in to your account. If you do not have an account with us and you request access to, correction, or deletion of your personal information, we may require you to provide certain information to verify your identity, including but not limited to, name, email address and date of contact. In addition, if you do not have an account and you ask us to provide you with specific pieces of personal information, we will require you to sign a declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. If you designate an authorized agent to make an access, correction, or deletion request on your behalf (a) we may require you to provide the authorized agent written permission to do so, and (b) we may require you to verify your own identity directly with us (as described above).

Additional Information. If you choose to exercise any of your rights under the CCPA/CPRA, you have the right to not receive discriminatory treatment by us. The extent permitted by applicable law, we may charge a reasonable fee to comply with your request.This Statement is available in alternative formats upon request. Please contact privacy@withhansa.com to request this Statement in an alternative format.

Changes to this Privacy Policy

We will post any adjustments to thePrivacy Policy on this page, and the revised version will be effective when it is posted. If we materially change the ways in which we use or share personal information previously collected from you through our Website, we will notify you by email, or other communication.

Contact Information

If you have any questions, comments, or concerns about our processing activities, please email us at privacy@withhansa.com.

Last Updated: 5/13/25