Help borrowers build business credit.

Hansa helps commercial lenders reduce delinquency risk and offer credit-building products to their borrowers.

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Trusted by

Hansa's business credit suite

Engage

Borrower tools for business credit score access

Report

Effortless reporting to business credit bureaus

Monitor

Portfolio monitoring for attempted credit stacking

Reporting is difficult

Reporting business credit activity is often inefficient, manual, and error-prone.

Each bureau has a different data standard.

Complex data transformation and formatting is required.

Poor data accuracy and manual dispute-handling create manual overhead.

25%

of business credit reports contain critical errors.1

Hansa makes it simple

Help your borrowers understand how their payments impact their business credit.

Hansa helps lenders reduce delinquencies and offer credit-building products to borrowers.

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22%

reduction in probability of serious delinquency.2

86%

of business owners want their payments reported.3

50m+

loan volume processed with Hansa

Hansa connects and transforms your data so you don’t have to.

With a simple CSV export or API connection, Hansa can ingest your loan or spend tape in its raw form.

...and drives behavior change with your borrowers.

Email and text notifications drive down delinquency risk and give borrowers a chance to catch up.

The future of business credit starts here

Help us create a better business credit ecosystem for everyone involved.

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Explore all Use Cases

Trade Credit

Term Loans

Factoring

CDFIs

Credit Card

Contact us to see how Hansa can help.

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1

The Wall Street Journal - “Of the firms that did check their reports, one quarter said they found errors [...] that put their business in a riskier category”

2

Antonio Doblas-Madrid, Raoul Minetti (2013) studies the effects of joining a credit bureau. In the conclusion, they separate the extensive effects of joining a bureau (access to information to vet borrowers) from the intensive effects (improved repayment performance). The calculation on the latter saw a decrease in the probability of serious delinquency (90+ days) from a 7.3% > 5.7% chance. Actual results reporting through Hansa may vary.

3

We conducted a survey of 200 small business owners across the US. 172 of them responded that it was "important" or "very important" to have their loan payments reported to the credit bureaus.